:root{--navy:#071a37;--blue:#064cad;--teal:#0c9b79;--muted:#52637c;--line:#dce5ee;--paper:#fff;--pale:#f3f7fb;--radius:20px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--navy);background:var(--pale);font:16px/1.6 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
button,input{font:inherit}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.5}
a{color:var(--blue)}a:hover{text-decoration-thickness:2px}:focus-visible{outline:3px solid #f0a42e;outline-offset:3px}
.wrapper{width:min(calc(100% - 36px),1140px);margin:auto}
.skip{position:absolute;left:12px;top:-70px;background:white;padding:12px;z-index:20}.skip:focus{top:12px}
.site-head{background:#050d2e;border-bottom:3px solid #0aab9b;padding:16px 0}
.site-head img{width:168px;height:auto;display:block}
main{padding-bottom:48px}.crumb{font-size:.89rem;padding:24px 0;color:#61708a}.crumb a{text-decoration:none}
.hero{border-radius:24px;position:relative;overflow:hidden;padding:clamp(22px,4vw,45px);background:linear-gradient(128deg,#082853,#0a3d76 58%,#086c77);color:white;box-shadow:0 18px 34px rgba(10,33,70,.12)}
.hero .eyebrow{color:#9ef3dc}.eyebrow{display:inline-block;color:#087b74;font-weight:800;letter-spacing:.12em;font-size:.73rem;text-transform:uppercase;margin-bottom:8px}
.hero h1{max-width:790px;font-size:clamp(1.95rem,4.5vw,3.35rem);line-height:1.14;margin:8px 0 15px;letter-spacing:-.035em}
.hero p{max-width:760px;color:#dceaf7;margin:0 0 20px;font-size:1.04rem}
.hero-tags{display:flex;flex-wrap:wrap;gap:8px}.hero-tags span{border:1px solid #ffffff44;border-radius:100px;padding:5px 12px;font-size:.82rem;color:#e8f7ff}
.layout{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(310px,.9fr);gap:22px;align-items:start;margin-top:26px}
.panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 6px 18px rgba(11,34,68,.035);padding:clamp(18px,2.5vw,30px);min-width:0}
.panel h2{font-size:clamp(1.22rem,2vw,1.55rem);line-height:1.3;letter-spacing:-.025em;margin:2px 0 8px}.panel h3{font-size:1.07rem;margin:20px 0 4px}
.subtle{color:var(--muted);font-size:.92rem;margin:5px 0 20px}
.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 14px}
.field label{font-size:.89rem;font-weight:720;display:block;margin:0 0 6px}
.field input{width:100%;min-width:0;background:#fcfdff;border:1px solid #b9c9dd;border-radius:10px;padding:12px 12px;color:var(--navy)}
.field small{display:block;color:var(--muted);line-height:1.45;margin-top:5px;font-size:.77rem}
.form-divider{border:0;border-top:1px solid var(--line);margin:26px 0 22px}
.actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:11px;text-align:center;padding:12px 17px;border:1px solid transparent;font-weight:730;min-height:45px}
.primary{background:var(--blue);color:white}.primary:hover{background:#063c88}
.secondary{color:var(--blue);background:#eff5ff;border-color:#c9dcf7}.secondary:hover{background:#dceaff}
.ghost{background:transparent;border-color:#c6d3e1;color:#324968}
.error{border-radius:10px;padding:12px 14px;border:1px solid #f4b5b5;color:#8b1b1b;background:#fff2f2;font-size:.9rem;margin:18px 0 0}
.empty{border:1px dashed #a9bdd2;border-radius:14px;background:#f9fbfe;padding:30px 18px;text-align:center;color:#516981}
.empty svg{display:block;width:76px;height:76px;margin:0 auto 10px}
.result{margin-top:10px}.result-kicker{color:#51718c;font-size:.8rem;font-weight:750;letter-spacing:.09em;text-transform:uppercase}
.best-title{font-size:1.2rem;font-weight:760;margin:6px 0 18px}
.best-number{background:linear-gradient(130deg,#e6f9f2,#eff7ff);border:1px solid #bcdfdb;border-radius:15px;padding:18px}
.best-number .metric-label{display:block;color:#426075;font-size:.83rem}
.best-number strong{font-size:2.1rem;line-height:1.3;letter-spacing:-.04em;color:#086f67}
.metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:14px 0}
.metric{border:1px solid var(--line);border-radius:12px;padding:12px;min-width:0}
.metric span{display:block;font-size:.75rem;color:var(--muted)}.metric strong{font-size:1.15rem;overflow-wrap:anywhere}
.money{margin-top:12px;background:#061d3b;color:white;border-radius:15px;padding:17px}
.money span{display:block;color:#d6e8f7;font-size:.84rem}.money strong{display:block;font-size:clamp(1.5rem,3vw,2rem)}
.money small{color:#c4d7e5;display:block;margin-top:6px}
.info{margin:14px 0;padding:12px 15px;background:#f4f8fc;border-left:3px solid var(--teal);color:#40546d;font-size:.87rem;border-radius:5px}
.full{margin-top:22px}.compare-scroll{overflow-x:auto;border-radius:11px;border:1px solid var(--line)}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.91rem}
th,td{padding:11px 13px;text-align:left;border-bottom:1px solid #e7edf4;vertical-align:middle}
thead th{background:#e9f0f8;color:#13365f}tbody th{font-weight:600;color:#385068;width:43%}
tbody tr:last-child th,tbody tr:last-child td{border-bottom:0}tbody tr:last-child{background:#e9f9f4;font-weight:800}
.example{background:#f8fbff;border:1px solid var(--line);border-radius:11px;padding:15px 18px}
.guide{color:#34495f}.guide p,.guide li{line-height:1.75}.guide details{border-top:1px solid var(--line);padding:13px 0}.guide summary{font-weight:750;cursor:pointer}.guide details p{margin-bottom:0}
.link-chips{display:flex;flex-wrap:wrap;gap:10px}.link-chips a{background:#f0f6fe;padding:10px 13px;border:1px solid #d4e3f4;border-radius:11px;text-decoration:none;font-weight:650;font-size:.91rem}
.cta{border-color:#bbdfdc;background:linear-gradient(130deg,#f3fbff,#edfaf5)}.cta a.btn{text-decoration:none}.fine{font-size:.84rem;color:var(--muted)}
@media(max-width:860px){.layout{grid-template-columns:minmax(0,1fr)}.side{display:grid;grid-template-columns:minmax(0,1fr);gap:18px}.full{margin-top:18px}}
@media(max-width:510px){.wrapper{width:calc(100% - 24px)}.hero{border-radius:18px}.field-grid{grid-template-columns:1fr}.panel{border-radius:15px}.actions .btn{flex:1}.metrics{gap:8px}.metric{padding:10px}.metric strong{font-size:1.03rem}}
@media print{body{background:white;font-size:11pt}.site-head,.skip,.crumb,.form-panel,.actions,.cta,.related,.hero-tags,.ent-site-footer{display:none!important}.layout{display:block}.hero{color:#101c2d;background:white;box-shadow:none;padding:0}.hero p{color:#333}.panel{box-shadow:none;border-radius:0;border:1px solid #ccd;padding:12px;margin:10px 0}.result{display:block}main{padding:0}.compare-scroll{overflow:visible}table{min-width:0;font-size:9pt}.best-number,.money{color:#000;background:white}.money span,.money strong,.money small{color:#000}}