:root{--ink:#122238;--muted:#54647b;--blue:#034fb2;--blue-dark:#043a85;--surface:#fff;--line:#dfe6f2;--mist:#f2f6fd;--accent:#f59e0b}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:#f5f7fc;color:var(--ink);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.57}
.wrapper{width:min(calc(100% - 32px),1120px)}
header{background:#060e30}
header .wrapper{min-height:70px;display:flex;align-items:center}
a{color:var(--blue)}
a:hover{text-decoration-thickness:2px}
a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #fbbf24;outline-offset:3px}
button{font:inherit}
.crumb{display:flex;flex-wrap:wrap;gap:9px;font-size:.84rem;color:#667891;margin:0 0 28px}
.crumb a{color:#425a7b;text-decoration:none}
.hero{border-radius:24px;display:grid;grid-template-columns:minmax(0,1.8fr) minmax(245px,.8fr);gap:32px;padding:clamp(22px,5vw,50px);background:linear-gradient(127deg,#071d46 0%,#053d86 61%,#065ac3 100%);color:white;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;pointer-events:none;inset:auto -100px -160px auto;border:1px solid #ffffff33;border-radius:50%;width:380px;height:380px}
.hero h1{color:white;margin:11px 0 18px;font-size:clamp(1.9rem,3.8vw,3.3rem);letter-spacing:-.045em;line-height:1.13;max-width:730px}
.hero .lead{font-size:clamp(.99rem,1.35vw,1.13rem);line-height:1.72;color:#e2ecff;max-width:700px}
.eyebrow{font-size:.76rem;letter-spacing:.13em;font-weight:800;color:#1568c0;margin:0 0 5px}
.hero .eyebrow{color:#b2d7ff}
.hero-notes{display:flex;flex-wrap:wrap;gap:9px;margin-top:25px}
.hero-notes span{background:#ffffff1a;border:1px solid #ffffff4b;padding:5px 12px;border-radius:100px;font-size:.78rem;color:#e4f1ff}
.hero-art{align-self:center;background:#ffffff12;backdrop-filter:blur(7px);border:1px solid #ffffff50;border-radius:20px;padding:22px;z-index:1}
.art-overline{display:block;font-size:.69rem;letter-spacing:.2em;color:#bddcff;font-weight:800;margin-bottom:15px}
.art-lines{display:grid;gap:10px}
.art-lines div{background:#ffffff16;border:1px solid #ffffff25;border-radius:10px;padding:11px 13px;font-size:.87rem}
.art-lines span{color:#99ceff;margin-right:13px;font-weight:800}
.art-foot{margin-top:20px;border-top:1px solid #ffffff33;padding-top:15px;font-weight:850;letter-spacing:.16em;font-size:1.6rem}
.art-foot span{color:#fbbf24}
.notice{margin-top:20px;border:1px solid #ead69e;border-left:5px solid #e5a00b;background:#fffaf0;border-radius:13px;padding:15px 20px;color:#6b4b17;font-size:.94rem}
.panel{box-shadow:0 8px 30px rgba(25,51,91,.035);padding:clamp(18px,3.2vw,35px);margin-top:22px;border-color:var(--line);border-radius:20px}
.section-heading{display:flex;gap:18px;justify-content:space-between;align-items:flex-start;margin-bottom:25px}
.section-heading h2,.section-heading h3{margin:0;line-height:1.25;color:#152943;letter-spacing:-.025em}
.section-heading h2{font-size:clamp(1.5rem,2.8vw,2rem)}
.section-heading h3{font-size:1.3rem}
.step-badge{border-radius:30px;white-space:nowrap;padding:6px 12px;font-size:.78rem;background:#ebf4ff;color:#15549e;font-weight:750}
.field{min-width:0}
.field label{display:block;font-weight:750;color:#213550;font-size:.93rem;margin-bottom:6px}
.field input{width:100%;max-width:none;border:1px solid #becce0;border-radius:10px;font:inherit;color:#152943;min-height:47px;padding:10px 13px;background:#fff;transition:box-shadow .2s,border-color .2s}
.field input:focus{border-color:#1266c5;box-shadow:0 0 0 3px #0a66bf12}
.field small{display:block;color:#687891;font-size:.8rem;margin-top:6px;line-height:1.4}
.spec-field{max-width:630px;margin-bottom:30px}
.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:16px}
.input-prefix{position:relative}
.input-prefix span{position:absolute;inset:10px auto auto 13px;font-weight:800;color:#58708f}
.input-prefix input{padding-left:32px}
.subhead{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:16px}
.subhead h3{margin:0;font-size:1.16rem}
.subhead p{margin:3px 0 0;font-size:.85rem;color:var(--muted)}
.pill{background:#eef6ff;color:#1f5da6;padding:6px 11px;border-radius:60px;font-weight:750;font-size:.77rem;white-space:nowrap}
.groups{display:grid;gap:10px}
.group-row{display:grid;grid-template-columns: minmax(145px,1.7fr) minmax(100px,.75fr) minmax(115px,.85fr) auto;gap:12px;align-items:end;background:#f6f9fe;border:1px solid #e3eafa;border-radius:14px;padding:16px}
.group-row .field label{font-size:.84rem}
.group-remove{padding:10px 13px;min-height:47px;white-space:nowrap}
.group-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:16px}
.group-actions span{font-size:.81rem;color:var(--muted)}
.separator{height:1px;background:var(--line);margin:32px 0 25px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;font-size:.92rem;font-weight:760;min-height:46px;padding:11px 18px;border:1px solid transparent;border-radius:10px;cursor:pointer;transition:transform .2s,background .2s}
.button:hover:not(:disabled){transform:translateY(-1px)}
.button:disabled{opacity:.45;cursor:not-allowed}
.button-primary{background:#004aac;color:white;border-color:#004aac}
.button-primary:hover{background:#00377e;color:white}
.button-outline{background:white;color:#004aac;border:1px solid #b7cfed}
.button-ghost{background:transparent;color:#556579}
.button-ghost:hover{background:#edf2fa}
.form-actions{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0 12px}
.form-caveat,.privacy,.table-note{font-size:.84rem;color:#596a80;line-height:1.55}
.form-caveat{margin-top:22px}
.privacy{margin:17px 0 0}
.form-error{background:#fff1f2;border:1px solid #fecdd3;border-radius:10px;padding:13px 16px;font-weight:700;color:#9f1239}
.results{border-top:4px solid #1669c5}
.result-spec{font-size:.9rem;color:#536987;margin-bottom:18px}
.metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:0 0 28px}
.metric{border:1px solid #dee8f6;border-radius:14px;padding:18px;background:#f5f9ff;min-width:0}
.metric.dark{background:#082857;border-color:#082857;color:white}
.metric span{display:block;font-size:.79rem;color:#506583;margin-bottom:10px}
.metric.dark span{color:#b6d9ff}
.metric strong{display:block;line-height:1.18;font-size:clamp(1.34rem,2.1vw,1.9rem);letter-spacing:-.035em;overflow-wrap:anywhere}
.results h3{margin:24px 0 12px;font-size:1.18rem}
.detail-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.details{border:1px solid var(--line);border-radius:12px;margin:0;padding:7px 17px}
.details div{display:flex;justify-content:space-between;gap:12px;border-bottom:1px solid #eaf0f7;padding:11px 0}
.details div:last-child{border-bottom:none}
.details dt{color:#53627a;font-size:.87rem}
.details dd{font-weight:780;margin:0;text-align:right;white-space:nowrap;font-size:.91rem}
.scroll-table{overflow-x:auto;border:1px solid var(--line);border-radius:12px;max-width:100%}
table{width:100%;border-collapse:collapse;font-size:.87rem;min-width:600px}
th,td{padding:12px 14px;border-bottom:1px solid #e7eef7;text-align:right;white-space:nowrap}
th:first-child,td:first-child{text-align:left}
th{background:#eff5fd;color:#264565;font-size:.78rem}
tr:last-child td{border-bottom:none}
tr.best td{background:#eef8f2;font-weight:760;color:#166534}
caption{text-align:left;padding:10px 14px;color:#52657d;font-size:.78rem}
.saving{background:#edf8f1;border-radius:12px;border:1px solid #c5e7d0;color:#165631;padding:14px 16px;font-weight:740;margin-top:18px;font-size:.9rem}
.guide h2,.faq h2,.referral h2{color:#17304e;font-size:clamp(1.45rem,2.8vw,2rem);line-height:1.25;margin:8px 0 18px;letter-spacing:-.025em}
.guide h3{font-size:1.15rem;color:#17304e;margin:24px 0 7px}
.guide p,.faq p,.referral p{color:#485c75;line-height:1.77}
.formula{display:grid;gap:8px;border:1px solid #c8def6;border-radius:12px;padding:18px;background:#f4f9ff;margin:25px 0;font-size:.86rem;overflow-wrap:anywhere}
.formula strong{color:#0b4690;font-size:1rem}
.faq details{border-bottom:1px solid #dbe5f2;padding:14px 0}
.faq summary{cursor:pointer;font-weight:760;list-style-position:outside;padding-left:3px}
.faq details p{margin-bottom:0}
.referral{background:linear-gradient(125deg,#f6faff,#eef5ff);border-color:#bad3f5}
.referral p{max-width:780px}
.referral .disclosure{font-size:.79rem;margin-top:18px;color:#62748b}
.related{display:flex;flex-wrap:wrap;align-items:center;gap:14px 20px;background:#f1f5fb;padding:18px 20px;margin-top:20px;border-radius:14px;font-size:.86rem}
.related strong{color:#2b4669}
@media(max-width:900px){.hero{grid-template-columns:minmax(0,1fr)}.hero-art{display:none}.metrics{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:640px){.wrapper{width:calc(100% - 24px)}main{padding-top:18px}.hero{padding:25px 19px;border-radius:16px}.panel{border-radius:14px}.section-heading{gap:8px}.step-badge{font-size:.69rem;padding:5px 9px}.field-grid{grid-template-columns:1fr}.group-row{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.group-row .field:first-child{grid-column:1/-1}.group-row .group-remove{grid-column:1/-1;justify-self:start;min-height:38px}.detail-grid{grid-template-columns:1fr}.metrics{gap:9px}.metric{padding:12px}.metric strong{font-size:1.4rem}.form-actions .button{flex:1 1 180px}.notice{font-size:.88rem}}
@media(max-width:360px){.group-actions .button,.form-actions .button{width:100%;flex-basis:100%}.hero h1{font-size:1.85rem}.metric strong{font-size:1.18rem}.metric span{font-size:.73rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}
@media print{header,.crumb,.hero-art,.notice,.tool,.referral,.related,.form-actions,.privacy,footer{display:none!important}body{background:white;color:#000}.wrapper{width:100%;max-width:none}main{padding:0}.hero{background:none;padding:0;color:#000}.hero h1{color:#000;font-size:25px}.hero .lead{color:#000}.hero-notes{display:none}.results,.guide{box-shadow:none;border:none;break-inside:avoid}.guide{display:none}.metric.dark{color:#000;background:#fff;border:1px solid #ddd}.metric.dark span{color:#222}td,th{color:#000!important}.scroll-table{overflow:visible}table{min-width:0;font-size:9px}.details{font-size:10px}}