:root{--navy:#102041;--blue:#004aac;--ink:#1b2740;--muted:#5a6880;--border:#d9e4f3;--bg:#f5f7fc;--pale:#edf4ff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.55 system-ui,-apple-system,"Segoe UI",sans-serif}
.wrapper{width:min(100% - 30px,1160px);margin:0 auto}header{background:#040033;padding:16px 0}header img{max-width:190px;width:100%;height:auto;display:block}
main{padding:26px 0 54px}a{color:var(--blue)}.crumb{font-size:.88rem;color:var(--muted);margin-bottom:22px}.eyebrow{font-size:.82rem;text-transform:uppercase;font-weight:800;letter-spacing:.08em;color:var(--blue)}
h1{font-size:clamp(1.9rem,4.1vw,3.1rem);line-height:1.12;letter-spacing:-.035em;margin:12px 0;color:var(--navy);max-width:780px}h2{font-size:clamp(1.2rem,2.6vw,1.65rem);line-height:1.3;color:var(--navy);margin:0 0 13px}h3{font-size:1.08rem;color:var(--navy)}
.intro{font-size:1.08rem;color:#4d5c73;max-width:790px}.chips{display:flex;flex-wrap:wrap;gap:9px;margin:18px 0 27px}.chips span{font-size:.85rem;color:#194376;background:#e4efff;padding:5px 12px;border-radius:99px;font-weight:700}
.panel{background:#fff;border:1px solid var(--border);box-shadow:0 8px 30px #142b4210;border-radius:20px;padding:clamp(17px,3vw,30px);margin:20px 0}
fieldset{border:0;padding:0;margin:0 0 22px}legend{font-weight:800;font-size:1.05rem;padding:0;margin-bottom:11px;color:#18345e}
.fields{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}label{display:block;font-weight:680;font-size:.93rem;margin:0 0 5px}.hint{display:block;font-size:.82rem;color:var(--muted);font-weight:450}
input,select{background:#fff;border:1px solid #a9b7cb;border-radius:10px;padding:12px;width:100%;min-height:47px;font:inherit;color:#102041}
input:focus-visible,select:focus-visible,button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #ffbc4a;outline-offset:2px}
input:disabled{background:#eef2f8;color:#65758a}.actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
button{border:0;border-radius:11px;min-height:45px;padding:11px 19px;font:inherit;font-weight:780;cursor:pointer}
.primary{background:var(--blue);color:#fff}.secondary{background:#e4eeff;color:#0e3c7f}.ghost{background:#eef1f6;color:#31445e}
.notice{border-radius:12px;padding:11px 15px;background:#edf4ff;color:#17416f;margin-top:17px}.notice.error{background:#fff0f0;color:#8f2233;border:1px solid #edbdc3}.small{font-size:.89rem;color:var(--muted)}
.metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:19px 0}.metric{border:1px solid #dce8fc;border-radius:14px;padding:15px;background:#f2f6ff}.metric span{display:block;font-size:.83rem;color:#486080}.metric strong{font-size:clamp(1.25rem,2vw,1.85rem);color:var(--blue);line-height:1.3;display:block;overflow-wrap:anywhere}
.summary{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:22px;align-items:start}.summary>*{min-width:0}.facts{padding:13px 17px;border:1px solid var(--border);border-radius:13px;background:#fafbff}.facts dl{margin:0;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px 10px}.facts dt{color:#53627b}.facts dd{margin:0;text-align:right;font-weight:750;font-variant-numeric:tabular-nums}
.preview-wrap{border:1px solid var(--border);background:#edf2fa;border-radius:13px;padding:15px;min-width:0}
.sheet{position:relative;width:min(100%,320px);margin:0 auto;background:white;border:2px solid #8da2be;box-shadow:0 5px 18px #17375c1a;overflow:hidden}
.print-area{position:absolute;border:1px dashed #84a4cb;background:#f5f9ff}
.cut{position:absolute;border:1px solid #004aac;background:#d6e6ff;border-radius:2px}
.preview-note{margin:10px 0 0;text-align:center;font-size:.85rem;color:#56637a}
.compare{width:100%;border-collapse:collapse;font-size:.92rem}th,td{padding:11px;text-align:left;border-bottom:1px solid #e1e8f2}th{color:#173c69;background:#f3f7ff}td{font-variant-numeric:tabular-nums}
.table-scroll{overflow-x:auto}.table-scroll table{min-width:430px}
.cta{background:linear-gradient(115deg,#0c2146,#004aac);color:#fff;border:0}.cta h2{color:#fff}.cta p{color:#eaf1ff}.cta a.btn{display:inline-block;color:#073d85;background:white;text-decoration:none;font-weight:800;border-radius:10px;padding:11px 18px;margin:8px 0}.cta small{color:#dbe6f8;display:block}
.example{border-left:4px solid var(--blue);padding:12px 16px;border-radius:7px;background:#f2f6ff;margin:15px 0}
details{border-bottom:1px solid var(--border);padding:12px 0}summary{cursor:pointer;font-weight:770;color:#17385c}
[hidden]{display:none!important}
@media(max-width:820px){.fields{grid-template-columns:repeat(2,minmax(0,1fr))}.metrics{grid-template-columns:repeat(2,minmax(0,1fr))}.summary{grid-template-columns:minmax(0,1fr)}}
@media(max-width:500px){.wrapper{width:calc(100% - 24px)}main{padding-top:15px}.panel{padding:17px;border-radius:14px}.fields{grid-template-columns:1fr;gap:12px}.metrics{gap:8px}.metric{padding:12px}.actions button{flex:1 1 140px}.sheet{max-width:270px}}
@media print{body{background:white;color:black}header,.crumb,.eyebrow,.chips,#calculator-form,.actions,.cta,footer,.no-print{display:none!important}main{padding:0}.panel{box-shadow:none;padding:10px 0;border:0;margin:0}#results{display:block!important}.metrics{grid-template-columns:repeat(4,1fr)}.summary{grid-template-columns:1fr 1fr}.sheet{max-width:220px}h1{font-size:22px}}