:root{--navy:#111b3e;--accent:#034bb1;--muted:#52617b;--border:#dce5f1;--paper:#fff;--bg:#f5f8fd;--teal:#006c72}
*{box-sizing:border-box}
body{color:var(--navy);background:var(--bg);line-height:1.58}
.wrapper{max-width:1170px}
main.wrapper{padding-top:20px;padding-bottom:40px}
h2,h3{line-height:1.22}
h2{font-size:clamp(1.35rem,2.5vw,1.65rem)}
h3{font-size:1.09rem}
.breadcrumbs{display:flex;gap:10px;align-items:center;flex-wrap:wrap;color:var(--muted);font-size:.9rem}
.hero{display:grid;grid-template-columns:1.4fr .7fr;gap:26px;align-items:center;margin:24px 0 26px}
.hero h1{margin:8px 0 12px;letter-spacing:-.04em;max-width:740px}
.hero-lead{font-size:1.08rem;max-width:690px;color:#36435e}
.eyebrow{letter-spacing:.14em;font-size:.74rem;font-weight:850;color:var(--accent)}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.chips span{background:#e8effe;color:#17438a;padding:6px 12px;border-radius:999px;font-weight:650;font-size:.8rem}
.hero-art{background:linear-gradient(145deg,#0b2a67,#044ab2 72%,#2e78d2);border-radius:24px;min-height:248px;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;padding:24px;color:white;box-shadow:0 20px 40px #004aac20}
.stitched{font-size:4.3rem;line-height:1;margin-bottom:12px;color:#dffafb}
.hero-art strong{font-size:1.02rem;letter-spacing:.05em}
.hero-art span{margin-top:7px;color:#dfeafe}
.art-line{height:2px;width:110px;background:#79c4f0;margin:17px}
.hero-art small{color:#d3e9ff}
.layout{display:grid;grid-template-columns:minmax(0,1.38fr) minmax(305px,.9fr);gap:23px;align-items:start}
.form-title{padding:0 2px}
.form-title h2{margin:4px 0}.form-title p,.fieldset-desc,.result-top p,.muted{color:var(--muted);font-size:.89rem}
.panel{box-shadow:0 6px 25px #142a5008;border-radius:19px;border:1px solid var(--border)}
fieldset.panel{min-width:0;padding:22px 24px}
fieldset legend{font-size:1.17rem;font-weight:760;padding:0 6px}
.step{display:inline-flex;align-items:center;justify-content:center;border-radius:9px;background:#e5edff;color:var(--accent);font-weight:800;margin-right:10px;width:33px;height:33px}
.fieldset-desc{margin:0 0 17px}
.input-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.input-field{display:flex;flex-direction:column;gap:7px;min-width:0;font-weight:650;font-size:.91rem}
.input-field input{width:100%;max-width:none;color:var(--navy);background:white;border:1px solid #bac8dc;min-height:45px;font:inherit;font-weight:520}
.input-field input:focus-visible,button:focus-visible,a:focus-visible{outline:3px solid #6baaff;outline-offset:3px}
.input-field small{font-weight:450;color:var(--muted);line-height:1.32}
.actions{display:flex;gap:9px;flex-wrap:wrap;align-items:center;margin:16px 0}
.actions button,.referral-btn{font-weight:750;min-height:44px;cursor:pointer}
.btn-primary,.referral-btn{background:var(--accent);color:white;border:1px solid var(--accent);padding:11px 17px;border-radius:10px;text-decoration:none;display:inline-flex;align-items:center;justify-content:center}
.btn-secondary,.btn-plain{background:white;color:var(--accent);border:1px solid #98b4df;border-radius:10px;padding:10px 15px}
.btn-plain{background:#edf2fa;color:var(--navy);border-color:#dde6f4}
button:disabled{opacity:.45;cursor:not-allowed}
.alert{background:#fff0ee;border:1px solid #edb1a8;color:#9b2922;padding:12px 15px;border-radius:10px}
.result-card{margin-top:0}
.result-top{display:flex;gap:12px;align-items:center}
.result-icon{font-size:1.8rem;background:#e3eeff;color:var(--accent);width:52px;height:52px;text-align:center;border-radius:13px}
.result-top h2{margin:0}.result-top p{margin:4px 0}
.empty{border:2px dashed #d6e3f6;text-align:center;border-radius:13px;padding:42px 16px;margin-top:21px}
.empty p{font-size:.9rem;color:var(--muted)}
.main-metric{background:linear-gradient(145deg,#072a66,#0752b5);color:white;padding:20px;border-radius:14px;margin:21px 0 14px;display:flex;flex-direction:column}
.main-metric strong{font-size:clamp(1.8rem,4vw,2.65rem);font-variant-numeric:tabular-nums}
.main-metric small{color:#d1e5ff}
.metric-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.metric-grid div{border:1px solid var(--border);border-radius:10px;padding:13px;display:flex;flex-direction:column}
.metric-grid span{color:var(--muted);font-size:.8rem}
.metric-grid strong{font-size:1.18rem;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.tip{background:#e9f7f6;color:#125959;border-radius:10px;padding:12px;font-size:.86rem}
.table-scroll{overflow-x:auto;border:1px solid var(--border);border-radius:12px}
table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums;font-size:.86rem}
th,td{text-align:left;padding:10px 9px;border-bottom:1px solid #e6ecf5}
td:last-child,thead th:last-child{text-align:right}
tbody tr:last-child>*{border-bottom:0}
tbody th{font-weight:550}
.caution{background:#fdfefe}.caution p{color:var(--muted);font-size:.9rem}
.reading{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin:20px 0}
.reading .panel{margin:0}.reading li{margin:9px 0}.reading h3{margin-top:23px}
.referral{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:25px;background:#ebf3ff;border:1px solid #c6dafe;border-radius:19px}
.referral h2{margin:6px 0}.referral p{max-width:790px}
.disclosure{font-size:.81rem;color:#4c5d78}
.referral-btn{min-width:190px;white-space:nowrap}
.back-link{margin:25px 0}
[hidden]{display:none!important}
@media(max-width:900px){.hero{grid-template-columns:1fr 220px}.layout{grid-template-columns:1fr}.results{display:grid;grid-template-columns:1fr 1fr;gap:15px}.results .panel{margin:0}.reading{grid-template-columns:1fr}}
@media(max-width:650px){.hero{grid-template-columns:1fr}.hero-art{min-height:160px}.hero-art .stitched{font-size:2.8rem}.input-grid{grid-template-columns:1fr}.results{grid-template-columns:1fr}.referral{flex-direction:column;align-items:flex-start}.referral-btn{width:100%}.wrapper{width:calc(100% - 24px)}.panel,fieldset.panel{padding:17px}.main-metric strong{font-size:2rem}}
@media(max-width:340px){.metric-grid{grid-template-columns:1fr}.actions button{width:100%}}
@media print{header,.breadcrumbs,.hero-art,form,.actions,.referral,.back-link,.caution,.reading,footer{display:none!important}body{background:white;color:#111}.layout{display:block}.results{display:block}.panel{box-shadow:none;border:none}.result-card{padding:0}.main-metric{background:white;color:#111;border:1px solid #aaa}.main-metric small{color:#444}main.wrapper{max-width:none}}
